Hourmonitor.com Reviews Hour Monitor, Another Risky Investment

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Hourmonitor.com Reviews: Hour Monitor, Another Risky Investment

Hour Monitor Review: Is hourmonitor com a reliable investment? Read our review to see what experts have to say about Hour Monitor Investment.

Hourmonitorcom claims it can help you grow your money. Is Hourmonitor.com paying? You may have come across many systems on the internet promising you quick fortunes, the truth is that majority of them turn out to be scams.

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In this review we provide you information based on our investigations and user experiences to help guide you make the proper decision.

HourMonitor Scam Review: Disturbing Things Found

Though this site might appear legit to a newbie, the truth is that it is just a wishy washy HYIP designed in such a way to convince unsuspecting investors. .

This simply means, Ring Bitcoin is like every other HYIP. It is a just a type of ponzi scheme. Initial investors only get paid when new people sign up and invest, what this means is that you are under pressure to bring in new investors so that you will get paid. As soon as the amount of new investor drops, the owners do away with the money invested.

Thus, the site is closed down since there is no longer enough money to pay initial investors. Those that benefit most times are the first investors. However, the system is not sustainable because it will surely shut down abruptly leaving your money trapped in the hands of the scammers that set it up initially.

Is Hourmonitor.com Legit?

Though they provide a registration certificate and so-called evidence of payments, don’t be deceived, anybody could get a sham address and certificate most especially from the Company House in UK which most of them use, for just £5. These companies claiming to be located in the UK or similar countries like the USA are not in actual sense located there.

Sometimes these platforms might pose as an investment platform, doubler platform or even a mining platform. Often times they might run an ads through the google ads academy or even get a youtube ads making them look legit. But the truth is that they do not have the equipment that make them what they claim to be. Rather what they do is circle the funds of investors, and when they have made a lot of unsuspecting investors trust them, they stop paying.

Hourmonitor.com is not a legitimate investment platform

How To Know Investments Scam Formats

It is true that most of this high yield investment platforms look like the real deal, thus confusing us.However, there are various ways to find out if an investment platform is a lackluster HYIP or if it a trusted investment platform. Below are ways you could find out-

  • ROI- The returns offered. Are they sustainable? Can the funds be shuffled round and get to every investor? are the offers realizable?
  • History- Does the platform have a history? Can the company behind it be found online?
  • Transaparent– How transparent is the information on the website?
  • Contact– Can you reach them? Is the address made available on the platform?


Everyday we get complaints of people been scammed. Most people fall for these schemes because of the sweet promises of making huge profits within a short time. .On a serious note, legit systems exists but scams are very very numerous. So you need a guide to help you make a good decision. We have made it our duty, by exposing scams.

Our Recommendation

They are lots of online investment opportunities which could fetch you money and give you a good Return On Investment. We constantly search them out to guide our readers so they don’t fall for scams. Always feel free to interact with us in the comment section.

Hourmonitor.com Reviews

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What is Hourmonitor (Hourmonitor.com)? Either is a Hour Monitor scam or legit?

Hourmonitor is a Ponzi scheme which is an illegal and unsustainable scheme, so Hourmonitor.com is a scam. For more details, please continue reading our Hourmonitor review below.

Meanwhile, alternative to this Hourmonitor Scam is the Cryptocurrency Bot.

Hourmonitor.com Review – Honest Scam Investigation

  • Aforementioned, Hourmonitor is a Ponzi scheme which already makes it a scam. Ponzi scheme is neither a sustainable nor a legal business. Legal authorities have already issued lots of warnings to stay away from Ponzi schemes like Hormonitor.com. It is a crime to involve in Ponzi schemes.
  • We can confirm that Hormonitor.com is a Ponzi scheme because there is not any verifiable source of income coming into Hormonitor.com other than the money invested by its members. It claims to pay up to 150% profit in 24hours on the investment amount of members by investing in trading market but fails to provide the proof to support that claim. It is unable to show the proof of its so-called investment in cryptocurrency exchange and trading market. On top of that, none of the experts in the cryptocurrency field can guarantee exact 150% profit in a day. Online trading is very risky and there is no way anyone can guarantee for only profit and that is also such a high profit like 150%/daily. So, the business claim made by Hourmonitor itself proves it is lying about its business. So, Hormonitor is a Ponzi scheme because it doesn’t have any real source of income and only routing the money between the members in order to pay the few members.
  • Classical Ponzi schemes like Hourmonitor attract people by showing them real payment proofs which they get by paying few members at starting. However, they pay a few members only to show the payment proofs so that they can lure more people into their scheme. When they realize they have collected enough fund, they will just stop paying and run away with the money of the majority of the members.
  • It claims it is a regstered company through the UK Companies House. However, that is not a big deal. In the past, many Ponzi schemes had already scammed lots of people who were registered from the UK Companies House. Actually, that registration is not a license to run an investment company like Hourmonitor, instead, that is a registration for the tax purpose which anyone can register very easily. Most of the scam companies are found to be registering from the UK Companies House by providing virtual address and third-party identities. On top of that, there is not any proof which proves Hourmonitor is registered.
  • It has provided its company’s address as 120 Bedford Row, London, United Kingdom, WC1R 4JS, when we searched online, we didn’t find any company with name Hourmonitor on that address. So, this proves Crypto Trust has lied about its company’s address.

Since now it is clear that Hourmonitor is a scam, so we have blacklisted the Hourmonitor website.

How to identify the Ponzi Scheme by yourself?

It’s very simple. Whenever you find out some companies which are offering the very high rate of return on your investment amount which is too good to be true, then you must know that is actually not true.

You can think generally. If some company can offer the huge rate of return such as 0.5% or more daily profit, 110% return or more within a month and so on then you must think why that company is asking you to invest in their project and paying you such a high rate of return instead of taking a loan from a bank in much lower rate to invest in their project.

Everyone can take a loan from a bank at the rate less than 1% monthly interest rate, if not a business loan, then at least can take a personal loan. So, why any company or person will like to pay more interest rate by collecting the investment from several people instead of paying very much less interest rate in the bank. So, the Ponzi Scheme always fails to pass this logic test. If you do this logic test, then you can spot out every Ponzi Schemes by yourself.

About Hourmonitor

Hourmonitor is an online investment programe that promises 6.5%, 15% and 20% hourly return on deposit. It allegedly investment funds on crypto trading. There is no information on who owns and where they operate Hourmonitor from. Support email is at [email protected] Payment method includes bitcoin, perfect money and payeer.


Whatever Ponzi schemes claim, they never have been doing any businesses to generate the real profit. They only pay few members at starting by routing the money between the members, means by paying one member by using the money of another member. Actually, their intention is to scam people but also they pay few members at starting so that they can show the payment proofs and lure more people into their scam. Innocent people always fall into their claims and payment proofs and only find out they have been scammed when these Ponzi schemes either stop paying or completely shut down. That’s why legal authorities have warned people not to join Ponzi Schemes and have marked all Ponzi Schemes as an illegal scheme. Involving with Ponzi Scheme is a crime.

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Evaluating Country Risk for International Investing

Many investors place a portion of their portfolios in foreign securities. This decision involves an analysis of various mutual funds, exchange-traded funds (ETFs), or stock and bond offerings. However, investors often neglect an important first step in the process of international investing. The decision to invest overseas should begin with determining the riskiness of the investment climate in the country under consideration. Country risk refers to the economic, political and business risks that are unique to a specific country, and that might result in unexpected investment losses. This article will examine the concept of country risk and how it can be analyzed by investors.

Economic and Political Risk

Consider three main risk sources when investing in a foreign country:

  • Economic risk: This risk refers to a country’s ability to pay back its debts. A country with stable finances and a stronger economy should provide more reliable investments than a country with weaker finances or an unsound economy.
  • Political risk: This risk refers to the political decisions made within a country that might result in an unanticipated loss to investors. While economic risk is often referred to as a country’s ability to pay back its debts, political risk is sometimes referred to as the willingness of a country to pay debts or maintain a hospitable climate for outside investment. Even if a country’s economy is strong, if the political climate is unfriendly (or becomes unfriendly) to outside investors, the country may not be a good candidate for investment.
  • Sovereign risk: This is the risk that a foreign central bank will alter its foreign exchange regulations, significantly reducing or nullifying the value of its foreign exchange contracts. Analyzing sovereign risk factors is beneficial for both equity and bond investors, but perhaps more directly beneficial to bond investors. When investing in the equity of specific companies within a foreign country, a sovereign risk analysis can aid in creating a macroeconomic picture of the operating environment, but the bulk of research and analysis would need to be done at the company level. On the other hand, if you’re investing directly into a country’s bonds, evaluating the economic condition and strength of the country can be a good way to evaluate a potential investment in bonds. After all, the underlying asset for a bond is the country itself and its ability to grow and generate revenue.

Evaluating Country Risk When Investing

Developed, Emerging and Frontier Markets

There are three types of markets for international investments:

  • Developed markets consist of the largest, most industrialized economies. Their economic systems are well developed. They are politically stable and the rule of law is well entrenched. Developed markets are usually considered the safest investment destinations, but their economic growth rates often trail those of countries in an earlier development stage. Investment analysis of developed markets usually concentrates on the current economic and market cycles. Political considerations are often less important. Examples of developed markets include the United States, Canada, France, Japan, and Australia.
  • Emerging markets experience rapid industrialization and often demonstrate extremely high levels of economic growth. This strong economic growth can sometimes translate into investment returns that are superior to those available in developed markets. However, investing in emerging markets is also riskier than developed markets. There is often more political uncertainty in emerging markets, and their economies may be more prone to booms and busts. In addition to carefully evaluating an emerging market’s economic and financial fundamentals, investors should pay close attention to the country’s political climate and the potential for unexpected political developments. Many of the fastest-growing economies in the world, including China, India, and Brazil, are considered emerging markets.
  • Frontier markets represent “the next wave” of investment destinations. These markets are generally either smaller than traditional emerging markets or are found in countries that place restrictions on the ability of foreigners to invest. Although frontier markets can be exceptionally risky and often suffer from low liquidity, they also offer the potential for above-average returns over time. Frontier markets are also not well correlated with other more traditional investment destinations, which means that they provide additional diversification benefits when held in a well-rounded investment portfolio. As with emerging markets, investors in frontier markets must pay careful attention to the political environment, as well as to economic and financial developments. Examples of frontier markets include Nigeria, Botswana, and Kuwait.

Measuring Country Risk

Just as corporations in the United States receive credit ratings to determine their ability to repay their debt, so do countries. In fact, virtually every investable country in the world receives ratings from Moody’s, Standard & Poor’s (S&P) or the other large rating agencies. A country with a higher credit rating is considered a safer investment than a country with a lower credit rating. Examining the credit ratings of a country is an excellent way to begin analyzing a potential investment.

Another important step in deciding on an investment is to examine a country’s economic and financial fundamentals. Different analysts prefer different measures, but most experts turn to a country’s gross domestic product (GDP), inflation and consumer price index (CPI) readings when considering an investment abroad. Investors will also want to carefully evaluate the structure of the country’s financial markets, the availability of attractive investment alternatives, and the recent performance of local stock and bond markets.

Sources of Information on Country Risk

There are many excellent sources of information on the economic and political climate of foreign countries. Newspapers such as The New York Times, The Wall Street Journal and the Financial Times dedicate significant coverage to overseas events. Many excellent weekly magazines also cover international economics and politics. The Economist is generally considered the standard-bearer among weekly publications. International editions of many foreign newspapers and magazines can also be found online. Reviewing locally produced news sources can sometimes provide a different perspective on the attractiveness of a country under consideration for investment.

The Economist Intelligence Unit (EIU) and the Central Intelligence Agency’s (CIA) “The World Factbook” are two excellent sources of objective, comprehensive country information with more in-depth coverage of countries and regions. Both of these resources provide a broad overview of the economic, political, demographic and social climate of a country.

However, the most common method used by investors with time or resource restrictions that don’t allow them to do the analysis themselves is to rely on experts who spend all their time doing that type of analysis. Calculating debt service ratios, import/export ratios, money supply changes and other fundamental aspects of a country, and attempting to incorporate them all into the big picture, requires a significant commitment if you do it by yourself. Sourcing these tools from organizations focused on analyzing country risk allows more energy to be focused on investing.

Euromoney Country Risk Survey: This survey covers 186 countries and gives a comprehensive picture of a country’s investment risk. The rating is given on a 100-point scale, with a score of 100 representing virtually zero risk.

In general, the calculation of the ECR rankings is split between two overall factors: qualitative (70% weighting) and quantitative (30% weighting). The qualitative factors are derived from experts who assess the political risk, structure and economic performance of the country. The quantitative factors are based on debt indicators, capital market access, and credit ratings. The rating for the qualitative and quantitative factors are available separately, so if you believe the weighting importance to be different than 70/30, you have the flexibility to manually adjust the weighting yourself.

Economist Intelligence Unit’s Country Risk Service Report: The EIU is the research arm of The Economist and one of its best offerings is its Country Risk Service Report. These ratings cover over 130 countries, with an emphasis on “emerging and highly indebted” markets. The rating analyzes factors similar to the ECR rating, such as economic and political risk, and provides a rating on a 100-point scale; however, unlike the ECR rating, higher scores mean higher sovereign risk.

A benefit of the EIU ratings is that they are updated on a monthly basis, so trends can be caught much earlier than other, less frequently updated methods. In addition, the EIU format offers investors more analysis and provides an outlook for the country, as well as two-year forecasts for several key variables. So, if you want to get a sense of the direction a particular country is headed in the near future, this may prove to be a useful tool.

Institutional Investor’s Country Credit Survey: This rating service is based on a survey of senior economists and analysts at large international banks. The uniqueness of this approach is appealing because it surveys people from companies that are at the ground level, lending and providing capital directly to these countries. In a sense, this adds a degree of credibility to the ratings because major international banks typically do a significant amount of due diligence before exposing themselves to certain countries. Similar to the other approaches, this rating is based on a scale of 0 to 100, with 100 being virtually risk-free and zero being equivalent to certain default.

Important Steps When Investing Overseas

Once a country analysis has been completed, several investment decisions need to be made. The first is to decide where to invest by choosing among several possible investment approaches, including investing in:

  • A broad international portfolio
  • A more limited portfolio focused on either emerging markets or developed markets
  • A specific region, such as Europe or Latin America
  • A specific country or countries

Remember that diversification, a fundamental principle of domestic investing, is even more important when investing internationally. Choosing to invest an entire portfolio in a single country is not prudent. In a broadly diversified global portfolio, investments should be allocated among developed, emerging and perhaps frontier markets. Even in a more concentrated portfolio, investments should be spread among several countries to maximize diversification and minimize risk.

After deciding where to invest, an investor must decide which investment vehicles to invest in. Investment options include sovereign debt, stocks or bonds of companies domiciled in the country(s) chosen, stocks or bonds of a U.S.-based company that derives a significant portion of revenue from the country(s) selected, or an internationally focused ETF or mutual fund. The choice of investment vehicle depends on each investor’s individual knowledge, experience, risk profile and return objectives. When in doubt, it may make sense to start out by taking less risk. More risk can always be added to the portfolio later.

In addition to thoroughly researching prospective investments, an international investor also needs to monitor his or her portfolio and adjust holdings as conditions dictate. As in the United States, economic conditions overseas are constantly evolving, and political situations abroad can change quickly, particularly in emerging or frontier markets. Situations that once seemed promising may no longer be so. And countries that once seemed too risky might now be viable investment candidates.

The Bottom Line

Overseas investing involves a careful analysis of the economic, political and business risks that might result in unexpected investment losses. This country risk analysis is a fundamental step in building and monitoring an international portfolio. Investors that use the many excellent information sources available to evaluate country risk will be better prepared when constructing their international portfolios.

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